Job Title: U.S. Analyst – Counterparty Risk
Anticipated Start Date: June 2024
Purpose: Processing credit requests and annual credit reviews with a primary focus on the following sectors: telecom, media, technology and transportation.
Key responsibilities:
- Credit analysis and evaluation of credit worthiness of corporate counterparties based on requests received from the Front Office covering clients in the transportation sector, aviation, rail, intermodal; clients in the TMT sector including, tech/software, cable and telecom operators, digital infrastructure, diversified media etc.
- Preparation and presentation of financial statements and performance analysis, evaluation of industry and business risks.
- Review of legal protections including term sheets and legal agreements (Credit Agreement, ISDA, CSA), guarantees and financial covenants when applicable.
- Preparation of client ratings for certain clients and evaluation of ratings submitted by Front Office
- Submission of files to NY Credit Committee via email or presentation in person.
- Submission of files to Home Office credit risk (RPC HO) teams.
- Frequent interaction with the various Front Office teams to gather additional information concerning the client, discuss credit risk issues and mitigants, and obtain relationship profitability information and commercial support/strategy.
- Active coordination with RPC HO to answer any inquiries for additional information/explanations, follow-up on rating validations, and communicate credit issues and trends as appropriate.
- Operational responsibilities such as processing requests to create/change counterparty classifications, ricos structures, ensuring data accuracy etc.
- May also be asked to analyze other counterparties depending on workloads.
- Assist in any internal or external audit assessments, loan reviews, or special projects as needed.
Key Internal contacts
- Local RPC teams (Counterparty Risk, Market Risk, Admin-Monitoring and Projects)
- Local Front Office teams (Corporate, GMD, ITB)
- Home Office RPC (SCS) and Front Office
Minimal Qualifications:
- Bachelor’s degree in Business or Finance
- Candidate must have valid work authorization to work in the US
- Candidate must not require visa sponsorship now or in the future (F1, OPT, CPT, etc.)
Preferred Qualifications:
- Credit experience at a bank, an investment bank and/or a credit rating agency as an intern
- Experience in analyzing corporates a plus
- Analyze and summarize credit information
- Prioritize workload effectively
- Work independently and solve problems
- Cooperate with local and international teams
- Be proactive
- Be flexible to changing environments
- Ability to multitask
- Work towards the goals highlighted in CACIB’s strategy
- Credit analysis experience
- Microsoft Office suite
- Clear written and verbal communication skills